When you’re injured in an accident, dealing with insurance companies can feel overwhelming. Insurance adjusters use a variety of tactics to minimize payouts and protect their bottom line. Understanding these strategies and how to overcome them can make all the difference in your case.
Common Insurance Company Tactics
Insurance companies are businesses, and their primary goal is to pay out as little as possible on claims. Here are some of the most common tactics they use:
- Quick Settlement Offers: Adjusters may offer a fast payout before you know the full extent of your injuries. These offers are often far less than what your claim is truly worth.
- Delaying the Process: Insurers may drag their feet, hoping you’ll become frustrated and accept a lower settlement.
- Disputing Liability: They might attempt to place the responsibility for the accident on you.
- Requesting Unnecessary Documentation: Repeated requests for paperwork can slow down your claim and wear you down.
- Downplaying Injuries: Adjusters might argue that your injuries are minor or pre-existing, undervaluing your claim.
- Denying Your Claim: Insurance companies may even completely reject your claim, no matter how much your case is worth.
How a Personal Injury Attorney Can Help
Having an experienced attorney on your side levels the playing field. Here’s how we help clients overcome insurance company tactics:
1. Thorough Case Evaluation
We assess the true value of your claim, considering medical bills, lost wages, pain and suffering, and future expenses. This ensures you don’t settle for less than you deserve.
2. Handling All Communication
We handle all communication with the insurance companies, relieving you of the burden of their constant calls and emails.
3. Gathering Strong Evidence
We collect medical records, accident reports, witness statements, and more to build a solid case that supports your claim.
4. Negotiating Aggressively
We are skilled negotiators who know how to counter lowball offers and push for fair compensation for the value of your case.
Although insurance adjusters can be persistent, it is important to keep these tactics in mind to ensure you protect the value of your case and potential recovery from your injuries. If you’ve been injured in a car accident, contact us today by submitting our form or giving us a call at 704-333-1114.